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Bridging Digital Divides: Lessons Learned from the Information Technology Initiatives of the Grameen Bank in Bangladesh. In O. Hemer and T. Tufte (eds.), Media, Communication and Social Change: Rethinking Communication for Development. Copenhagen, Denmark: Nordicom —- Arvind Singhal, Peer J. Svenkerud, Prashant Malaviya, Everett M. Rogers, and Vijay Krishna (2005) —- http://www.utep.edu/